:root{--navy:#06294f;--blue:#0878d1;--cyan:#09a6bd;--gold:#ffd447;--ink:#19334a;--muted:#617486;--bg:#f3f8fc;--green:#20bd65}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:Arial,Helvetica,sans-serif;color:var(--ink);line-height:1.6}
a{text-decoration:none;color:inherit}
.container{width:min(1120px,92%);margin:auto}
.topbar{background:var(--navy);color:white;font-size:14px;padding:7px 0}
.topbar .container{display:flex;justify-content:space-between;gap:10px;flex-wrap:wrap}
header{background:#fff;position:sticky;top:0;z-index:10;box-shadow:0 3px 18px #001b3514}
.nav{min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:20px;flex-wrap:wrap}
.brand{display:flex;align-items:center;gap:10px;font-weight:800;color:var(--navy);line-height:1.15}
.brand-icon{width:48px;height:48px;display:grid;place-items:center;border-radius:50%;background:linear-gradient(135deg,var(--navy),var(--blue));border:3px solid var(--gold);color:var(--gold);font-size:20px}
.brand small{display:block;color:var(--blue);font-size:11px;margin-top:4px}
.navlinks{display:flex;align-items:center;gap:18px}
.navlinks a{font-size:14px;font-weight:700;color:var(--navy)}
.navlinks a:hover,.navlinks a.active{color:var(--blue)}
.menu-btn{display:none;background:var(--navy);color:#fff;border:0;border-radius:8px;padding:9px 12px;font-size:15px}
.hero{background:linear-gradient(115deg,#031c38ed,#0878d1d9),url('https://images.unsplash.com/photo-1509391366360-2e959784a276?auto=format&fit=crop&w=1800&q=85') center/cover;color:#fff;padding:78px 0}
.hero-grid{display:grid;grid-template-columns:1.2fr .8fr;align-items:center;gap:35px}
.eyebrow{color:var(--gold);font-size:13px;font-weight:800;letter-spacing:2px;text-transform:uppercase}
h1{font-size:clamp(2.2rem,5vw,4rem);line-height:1.12;margin:12px 0 18px}
h1 span{color:var(--gold)}
h2{color:var(--navy);font-size:clamp(1.7rem,3vw,2.4rem);line-height:1.2;margin-bottom:14px}
h3{color:var(--navy);margin-bottom:9px}
p{margin-bottom:10px}
.lead{font-size:1.08rem;max-width:700px}
.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:24px}
.btn{display:inline-flex;align-items:center;justify-content:center;padding:13px 21px;border:0;border-radius:30px;font-weight:800;cursor:pointer;transition:.2s}
.btn:hover{transform:translateY(-2px)}
.btn-gold{background:var(--gold);color:var(--navy)}
.btn-outline{border:2px solid #ffffffb8;color:#fff}
.btn-blue{background:var(--blue);color:#fff}
.btn-green{background:var(--green);color:#fff}
.hero-panel{background:#ffffff17;border:1px solid #ffffff4d;border-radius:20px;padding:24px}
.hero-panel h3{color:white;font-size:1.35rem}
.hero-panel li{list-style:none;border-bottom:1px solid #ffffff30;padding:9px 0}
.hero-panel li:last-child{border:0}
.section{padding:66px 0}
.soft{background:var(--bg)}
.section-head{text-align:center;max-width:720px;margin:0 auto 32px}
.section-head p{color:var(--muted)}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.card{background:white;border:1px solid #e0eaf2;border-radius:16px;padding:23px;box-shadow:0 8px 24px #06294f0a}
.card-icon{width:50px;height:50px;display:grid;place-items:center;background:#e7f4ff;border-radius:14px;font-size:24px;margin-bottom:15px}
.card p{color:var(--muted)}
.page-hero{background:linear-gradient(110deg,#06294fee,#0878d1df),url('https://images.unsplash.com/photo-1497440001374-f26997328c1b?auto=format&fit=crop&w=1600&q=80') center/cover;color:white;padding:58px 0}
.page-hero h1{font-size:clamp(2.2rem,4vw,3.3rem)}
.two-col{display:grid;grid-template-columns:1fr 1fr;align-items:center;gap:32px}
.photo{width:100%;height:330px;object-fit:cover;border-radius:18px}
.checklist{padding-left:20px;margin:15px 0}
.checklist li{padding:5px 0}
.banner{display:flex;justify-content:space-between;align-items:center;gap:18px;flex-wrap:wrap;padding:30px;border-radius:20px;background:linear-gradient(110deg,var(--navy),var(--blue));color:white}
.banner h2{color:white;margin-bottom:7px}
.contact-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:22px}
.contact-item{padding:13px 0;border-bottom:1px solid #e1ebf2}
.contact-item a{color:var(--blue);overflow-wrap:anywhere}
label{display:block;font-weight:700;font-size:14px;margin:12px 0 5px}
input,select,textarea{width:100%;padding:13px;border:1px solid #cad8e4;border-radius:9px;font:inherit;background:white}
textarea{min-height:120px;resize:vertical}
.note{font-size:13px;color:var(--muted);margin-top:12px}
.chat-layout{display:grid;grid-template-columns:1fr 1fr;gap:24px;align-items:start}
.chat-window{border:1px solid #d8e6ee;border-radius:18px;overflow:hidden;background:#fff;box-shadow:0 10px 30px #06294f12}
.chat-head{background:#087b55;color:#fff;padding:18px;display:flex;gap:12px;align-items:center}
.online-dot{width:12px;height:12px;background:#7ef0a5;border-radius:50%}
.chat-body{padding:20px;background:#eaf4ee;min-height:230px}
.bubble{background:#fff;padding:13px 15px;border-radius:5px 15px 15px 15px;max-width:90%;box-shadow:0 2px 5px #0000000b}
.chat-foot{padding:15px;background:#fff}
footer{background:#031d38;color:#d6e8f8;padding:36px 0 18px}
.footer-grid{display:grid;grid-template-columns:1.2fr 1fr 1fr;gap:25px}
footer h3{color:#fff}
footer p,footer li{font-size:14px;color:#c5d8e9}
footer ul{list-style:none}
footer li{margin:6px 0}
.copyright{border-top:1px solid #ffffff25;margin-top:22px;padding-top:14px;text-align:center;font-size:12px}
.floaters{position:fixed;right:16px;bottom:18px;z-index:30;display:flex;flex-direction:column;gap:10px}
.floaters a{width:53px;height:53px;border-radius:50%;display:grid;place-items:center;color:white;font-size:24px;box-shadow:0 4px 15px #0003}
.float-wa{background:#20bd65}.float-call{background:#0878d1}
@media(max-width:850px){.hero-grid,.two-col,.contact-grid,.chat-layout{grid-template-columns:1fr}.cards{grid-template-columns:repeat(2,1fr)}.menu-btn{display:block}.nav{padding:12px 0}.navlinks{display:none;flex-direction:column;align-items:flex-start;width:100%;padding:8px 0 14px}.navlinks.open{display:flex}.hero{padding:55px 0}.footer-grid{grid-template-columns:1fr 1fr}}
@media(max-width:560px){.cards,.footer-grid{grid-template-columns:1fr}.section{padding:46px 0}.photo{height:245px}.topbar{font-size:12px}.brand{font-size:14px}.banner{padding:23px}}